59---------If you're so smart, why ain't you rich

This question implies that intelligence, like time, can be converted into money. It is used to cut

down an ordinary person(not a rich one) who has expressed an opinion as if it is the final word

on the subject.

60--------Beggars can't be choosers

Beggars have to accept whatever they get. A poor person has very few choices in life.

This harsh reply may be used if people complain about the size or quality of a gift.

61--------The love of money is the root of all evil

Greed will lead a person into many other evils such as cheating, oppression and violence.

(one also hears, money is the root of all evil, which places the blame more on money than on greed.)

62---------A fool and his money are soon parted

Folly will always show up in the way a fool handles money. Wise people are the ones smart

enough to guard money once they have it.

63--------It isn't whether you win or lose, it's how you play the game

Playing well and fairly is more important than succeeding. This saying is sometimes used to console

someone who has lost a game. The ideas is that in spite of losing, one may still feel like a success if

one has played as well as possible.

63--------It isn't whether you win or lose, it's how yu play the game

Playing well and fairly is more important than succeeding. This saying is sometimes used to console

someone who has lost a game. The ideas is that in spite of losing, one may still feel like a success if

one has played as well as possible.

强硬冷酷的人能撑 到最后（路遥知马力）. 另一个意思：好人总是垫底好人吃亏：Nice guys finish last. 意思是： Nice（honest）people get short end　of stick

65--------Nice guys finish last

Success is valued more highly than kindness and politeness. If unkindness and impooliteness

contribute to one's success, they are sometimes excused as "toughness" or "what it takes."

This is more often applied to men than woman.

1---------You can’t argue with success Though you may tell someone they are doing something in a wrong way, you have to stop criticizing them if their method works.

66--------The one who dies with the most toys wins

This recent, cynical saying makes fun of three common American desires--

competing, accumulating property, and having fun.

67--------Just do it

This proverb is actually a recently invented advertising slogan for the Nike Shoe company.

It may also be the best three-word summary of American cultural values. It means, "quit being

indecisive, Don't bother consulting a lot of people. Don't waste much times on planning. Just do it

and do it now.

68---------You only go around once in life

Enjoy life, do what you want to do, experience everything you can.

投入你的嘴是的你的金钱

大意是 别光说不练，说到要做到。

69--------Put your money where your mouth is

Get serious about what you are saying. When you have spoken in favor of something,

prove that you mean it by risking some money on it in a bet or an investment.

70---------The best defense is a good offense

Be pro-active and goal-oriented, not timid or conservative.

Aim to conquer, not merely to protect yourself.

71--------The road to hell is paved with good intentions

Like talking, intending is not doing. Actions matter far more than intentions.

Actions determine where a person ends up.

72---------Never put off till tomorrow what you can do today

Doing is better than waiting. If you wait, you might lose your opportunity.

73--------Action speak louder than words

To know people's hearts, pay more attention to what they do than what

they say.

74---------Idle hands are the devil's workshop

When people have nothing constructive to do, they get into mischief. The child who is bored

may pick up a crayon and color on the wall, something that would not happen if the child were

happily occupied in some other activity.

75--------You've got to take the bull by the horns

Grab directly and fearlessly for the toughnest part of a problem.

Don't look for an easy way out.

大胆果断地解决问题

挺身面对危险，毅然处理难局

PS:Remove the horns from the bull as soon as possible. 趁早锯下牛角；把握时机

76--------Money doesn't grow on trees

You have to work for things. Success does not come on its own.

77---------Easy come, easy go

If you have received something without working for it, it may soon be gone.

You will not be as careful with it as you will be with something you earned.