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*****商务英语*****

*****商务英语*****

求职面试时的应答

面试是求职者获得工作机会的一个重要阶段。雇主们往往不只是想找个称职的雇员,他们还希望找到一个能进一步交往的人。要在强手如林的求职竞争中取得成功,面试时给人留下良好的印象是很关键的。   在面试中,有几点一定要多加注意:   第一是要多强调自己的强项,显示出对自己工作能力的十足信心。不过,千万不要夸大其辞,而应实事求是。   第二要认真倾听面试人的讲话,并积极应和。注意面试人的兴趣所在,并把自己的看法与之联系起来。如果你对自己是否胜任新工作还不太肯定,可以向面试人多提一些问题。多听少说。大多数面试人会欣赏你勇於提问和善於聆听和对答的能力。   第三要应答得体,既要表现出对工作充分的热忱和兴趣,又要表达清楚自己的立场和意愿。   下面给大家介绍一些求职面试时的应答技巧,或许可以在你求职时助你一臂之力。   询问公司空缺职位时,可以说:  I read the advertisement you put on the Morning Post the other day. It offered a job opening for a secretarial position in your company. Is it still available?  (我从前几天的晨报上得知贵公司有一秘书职位空缺,现在这个位置还空着吗?)   I wonder if there is still a vacancy for an experienced programmer.  (我想知道是否你们仍然还在招聘有经验的程式编写员。)   在问及为何离开原来公司时,不妨以实相告:  I would like a more challenging job in a small, but expanding firm.  (我想在一家规模小的但却在扩大发展的企业里承担更具挑战性的工作。)   I enjoy working in different places and meeting new people.  (我喜欢在不同的地方工作认识新朋友。)   The prospects in my present job are not very good.  (我目前的工作前景不好。)   如果对今後工作或对自己的前景表示关注,可以提一些这样的问题:  What are the working hours?  (工作时间是怎样的?)   Is there overtime?  (有加班费吗?)   Is there any opportunities to advance?  (有晋升的机会吗?)   What's the salary?  (薪水是多少?)   Do I have to go on business trips very often?  (是否会要经常出差?)   相信如果你有胜任的实力和充分的意愿,面试人一定会好好考虑你的。

It is only with the heart that one can see things correctly,what is essential is invisible to the eyes! One must remember ,he becomes responsible forever for whatever he has tamed!

银行英语口语-储蓄存款利息 Banking English - Interest on Deposit (作者:meanmin 资料来源:http://SigArt.51.net )

What's the interest rate for the savings account?  储蓄存款的利率是多少?

 Do you pay interest on this account?  这种存款付给利息吗?

 Please tell me what the annual interest rate is.  请告诉我年利率是多少。

 Interest is paid at the rate of 1% per annum at present.  目前每年的利率是1%。

 It allows you to earn a little interest on your money.  这可使你从存款中获得一点利息。

 The account carries interest of 4%.  该存款有4%的利息。

 The interest is added to your account every year.  每年的利息都加到你的存款中。

 The interest rate for the savings account is 4%.  储蓄存款的利率是4%。

 It varies from time to time. At present it is 6%.  (年息)每个时期都不同,现在是六厘。 

 Useful Words and Phrases

 interest rate 利率  simple interest 单利  compound interest 复利  legal interest 法定利息  prime rate 优待利率  payable interest 应付利息  lending rate 贷款利率  usury 高利贷  the subsidy rate for value -preserved savings 保值储蓄补贴率

It is only with the heart that one can see things correctly,what is essential is invisible to the eyes! One must remember ,he becomes responsible forever for whatever he has tamed!

TOP

银行英语口语-取款、结余 Banking English - Withdrawal & Balance (作者:meanmin 资料来源:http://SigArt.51.net )

I'd like to know if I can draw on my account for payment of things I buy in Tianjin.  我想知道一下我是否能提取存款来支付天津购物的费用。

 I want to withdraw 200 dollars from my deposit account.  我要从我的定期存款中支取200美圆。

 I want to close my account with you.  我想结束在你们这儿的帐户。

 I'd like to draw 100 yuan against this letter of credit.  我想从这份信用证上提款100元。

 May I draw money against the letter of credit here?  我可以在这儿用这份信用证取钱吗?

 Could you tell me my balance?  能否把存款结余金额告诉我?

 Please let me know my balance.  请告诉我结余金额。

 I think you can draw on this account by cheque in payment of goods.  我以为你可用支票提款支付购物费用。

 Your balance at the bank is 300 yuan.  你在本行的结余是300元。

 Your deposit is exhausted.  你的存款支净了。

 Your letter of credit is used up.  你的信用证用完了。

 Please tell me how you wish to draw your money.  请告诉我你希望怎样支款。

 Fill our a withdrawal form, please.  请填写取款单。

 The letter of credit is exhausted.  信用证上的款子已提清。

 The letter at Counter 6 will pay you against your number slip.  六号柜台的出纳员将根据你的号码牌付给你钱。 

 Useful Words and Phrases

 to close an account, to clear an account 结清  to draw money 取款  drawing-out slip 取款单  the number slip 号码牌  a withdrawal form 取款单  to fill in the receipt in duplicate 一式两份填这张收据  teller, cashier 出纳员

It is only with the heart that one can see things correctly,what is essential is invisible to the eyes! One must remember ,he becomes responsible forever for whatever he has tamed!

银行英语口语-外汇率 Banking English - Foreign Exchange Rate (作者:meanmin 资料来源:http://SigArt.51.net )

 Tell me the current rate for RMB, please.  请告诉我人民币的现价。

 What's your selling rate for RMB yuan in notes today?  你们今天人民币现钞的售价是多少?

 What's the dollar going for today?  美圆今天的售价是多少?

 Our buying rate for notes is 523 yuan for 100 dollars.  我们100美圆的现钞买入价是523元。

 It's 200 French francs at today's selling rate.  今天的卖出价是200法国法郎。

 The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.  美圆现钞买入价是100美圆付460元。

Useful Phrases

buying rate 买进价格  selling rate 卖出价格   And how much will it be in Japanese currency?  换成日本币是多少?

 How much would I get for 300 Japanese yen?  300日圆可兑换多少钱?

 I'd like to know the exchange rate for German marks.  我想知道德国马克的兑换率。

 What rate are you giving?  你们提供的兑换率是多少?

 What's the exchange rate today?  今天的兑换率是多少?

 Please tell me what you would give me for my U.S. dollars.  请告诉我这些美圆可以兑换多少钱。

 Please tell me the current rate for sterling.  请告诉我英国货币的现行兑换率。

 If you'll wait a moment, I'll find out the rates of exchange.  请等一会儿,我查一下兑换率。

 Please wait a moment. I'll find out the exchange rate between U.S. dollars and RMB.  请等一会儿,我查一下美圆对人民币的兑换率。

 It's 470 yuan for 100 dollars.  100美圆可兑470元。

 The exchange rate today is 200 yen to the pound.  今天的兑换率是一英镑可兑200日圆。

 The rate for traveler's cheques is 300 yuan against 100 dollars.  旅行支票的兑换率是100美圆兑300元。

 These dollars are worth 1,000 yuan.  这些美圆可换1000元。 

 Useful Phrases

 exchange table, conversion table 汇兑换算表  foreign exchange 外汇  exchange rate 外汇率  conversion rate 折合率  foreign exchange restriction 外汇限额  foreign exchange quotations 外汇行情  to check the rate for sb. 查牌价

It is only with the heart that one can see things correctly,what is essential is invisible to the eyes! One must remember ,he becomes responsible forever for whatever he has tamed!

银行英语口语-兑换货币 Banking English - Currency Exchange (作者:meanmin 资料来源:http://SigArt.51.net )

Please tell me how much you want to change.  请告诉我你要换多少。

 How much of the remittance do you want to convert into Japanese yen?  你要把多少汇款换成日圆?

 What kind of currency do you want?  要哪种货币?

 What's it you wish to change?  你有什么要换的?

 What kind of currency do you want to change?  要换哪种货币?

 In what denominations?  要什么面值的?

 Please tell me what note you want.  请告诉我要什么钞票。

 Will seven tens be all right?  7张10元的可以吗?

 Is it in traveler's cheques?  换旅行支票吗?

 I'd like to know how I shall give it to you.  我想知道如何付钱给你。

 How would you like it?  你要什么面额的?

 Would you kindly sign the exchange form, giving your name and address?  请在兑换单上签字,写出你的姓名和地址,好吗?

 Can you change me some money, please?  能否请你给我兑换一些钱?

 Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders.  这些就是:一些法国法郎,瑞士法郎,美圆和一些荷兰盾。

 Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change.  请你给我7张5镑纸币,4张1镑纸币,4张10先令纸币,剩下的要零票。

 Would you mind giving me the six pence in coppers?  劳驾给我6便士的铜币。

 I'd like to know if you could change this money back into U.S. dollars for me.  我想知道能否把这笔兑回成美圆。

 Could you change these French francs for me?  能给我兑换这些法国法郎吗?

 Can you give me 100 dollars in Swiss francs?  能否给我100美圆的瑞士法郎?

 I'd like to convert the full amount of the remittance into U.S. dollars.  我想把全部汇款换成美圆。

 I'd like some coins for this note.  我想把这张纸币换成硬币。

 I'd like to break this 50 dollar note.  我想把这张50美圆纸币换开。

 Five twenties and ten singles, please.  请给我5张20元和10张一元的。

 I need 300 dollars in 100-dollar cheques.  我要300美圆票面为100美圆的支票。

 I hope you'll give me ten traveler's cheques of 100 dollars each.  我希望给我10张面额为100美圆的旅行支票。

 In fives, please.  请给我5元票面的。

 Could you give me some small notes?  给我一些小票好吗?

 Useful Words and Phrases

 currency, money 货币  money changing 兑换货币  an exchange form 兑换单  bank note 钞票  note of large denomination 大票  note of small denomination 小票  small change 零钱  subsidiary money 辅币  nickel piece 镍币  plastic currency notes 塑料钞票  convertible money 可兑换(黄金)纸币

It is only with the heart that one can see things correctly,what is essential is invisible to the eyes! One must remember ,he becomes responsible forever for whatever he has tamed!

银行英语口语-存款 Banking English - Bank Deposit (作者:meanmin 资料来源:http://SigArt.51.net )

银行英语口语-存款

How much do you want to deposit with us?  你想在我们这存多少?

How much do you wish to pay into your account?  你希望在你的户头上存多少?

 How much money do you plan to keep in your account on a regular basis?  你计划在你的户头上定期存放多少钱?

 How much cash do you plan to deposit in your account?  你有多少钱要存入呢?

 I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.  我认为你可把钱存入银行,或留在银行暂保管起来。

 Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?  请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?

 I want to deposit 300 yuan in my account.  我想在我的户头上存300元。

 I want to deposit these cheques in my account.  我想把这些支票存在我的户头上。

 I'd like to pay 200 yuan into my deposit account.  我想在在我的定期存款户头上存200元。

 I want to deposit my paycheck.  我想存入我的工资支票。

 I'd like to know whether I can cash a cheque here.  我想知道我能否在这兑换支票。

 Will you please cash this traveler's cheque?  请兑现这张旅行支票好吗?

 I'd like to cash this money order.  我想兑现这张汇款单。

 I want to cash the balance of a traveler's letter of credit.  我要把旅行信用证的结余兑现。

 Will you please tell me whether you charge for cheques?  请告诉我兑换支票收手续费吗?

 Could you tell me how much the checks cost?  请告诉我这些支票要花多少钱?

 What if I overdraw?  如果透支了怎么办?

 Please sign your name on the bottom line if you want to cash the check.  如果想兑支票,请在底线上签名。

 Please write your account number on the back of the check.  请在支票背面写上你的帐号。

 We honored the check as the overdraft was only 5 yuan.  我们承兑这张支票的透支额只有5元。

 Please endorse the cheque.  请背签这张支票。

 The traveler's checks cost 1.5% of the total amount of purchase.  旅行支票手续费是购买总额的1.5%。

 Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".  这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。

 Each cheque you write will cost 2 dollars.  你每开一张支票将花2美圆。 

 Useful Words and Phrases

account number 帐目编号  depositor 存户  pay-in slip 存款单  a deposit form 存款单  a banding machine 自动存取机  to deposit 存款  deposit receipt 存款收据  private deposits 私人存款  certificate of deposit 存单  deposit book, passbook 存折  credit card 信用卡  principal 本金  overdraft, overdraw 透支  to counter sign 双签  to endorse 背书  endorser 背书人  to cash 兑现  to honor a cheque 兑付  to dishonor a cheque 拒付  to suspend payment 止付  cheque,check 支票  cheque book 支票本  order cheque 记名支票  bearer cheque 不记名支票  crossed cheque 横线支票  blank cheque 空白支票  rubber cheque 空头支票  cheque stub, counterfoil 票根  cash cheque 现金支票  traveler's cheque 旅行支票  cheque for transfer 转帐支票  outstanding cheque 未付支票  canceled cheque 已付支票  forged cheque 伪支票  Bandar's note 庄票,银票

It is only with the heart that one can see things correctly,what is essential is invisible to the eyes! One must remember ,he becomes responsible forever for whatever he has tamed!
人际关系

我们知道,人既然是社会动物,就需要和其他人打交道。在一个公司里,你肯定要同某些人打交道,你得处理好各种各样的关系 ---与上级的关系,与下级的关系,与男同事的关系,与女同事的关系。你能否成功顺利,一方面取决於你是否有真实才干,另一方面也取决於你是否能够处理好种种人际关系。处理得当,你会左右逢源,不战而胜;处理不当,你会四处碰壁,不战而败。   由於历史和文化背景的不同,东方人和西方人在处理人际关系上所持的态度及所采取的方法也各不相同。   在东方有 "真心"和"原则"的分别 。要想发展圆满的人际关系,应该尽量抑制真心,例如对上司的不满应该藏在肚子里,尽量忍耐(而通过与同事闲聊或借酒抒发)。西方人则不一样。他们互相尽力将所想或想说的事(包括不满)坦诚地传达给对方,以 say what you mean and mean what you say (说出你的真意,并以所说为真意) 作为沟通的大原则。所想的事不说出来,忍耐不满,便会产生负面效果。   我们不能说这两种处理人际关系的态度哪种更高明些,是 东方的含蓄还是西方的开诚布公 ,两种方法都是为了一个目的----使人与人之间的关系更和谐美满。也许真理存在於两者之间。

 以下是一些句子,不管是赞扬还是贬低,是挖苦还是奉承,它们或多或少可以反映你我在日常工作中是如何处理人际关系的:   1. You're chattering like a flock of magpies. Stop talking and do your work.  ( 你们喳喳真吵死人。别说了,干你们的活。 )   2. These youngsters here haven't even learned how to peel a potato.  Who in the heck raised them, anyway?  ( 这里的年轻人连最简单的事情都不会做。他们到底是什麽样的人教养的呢? )   3. They simply haven't learned how to talk to superiors.  ( 他们简直没有学会该怎样和上司讲话。 )   4. Instead of recognizing their own inability to get the job done right,  they turn to complaining endlessly.  ( 他们不承认自己没有能力作好事情,反而抱怨不断。 )   5. Don't keep yapping back at me when you don't really know the entire picture.  ( 不知道整个真实情况你就别对我哇啦哇啦叫个不停。 )   6. He made the women work overtime, but he went home right after five. That's not fair.  ( 他让女士加班,自己却五点一到就回家。那是不公平的。 )   7. He is very hard on others but not at all on himself.  ( 他对人很严格,但对他自己却完全不是这麽一回事。 )   8. I wish he'd put more trust in us.  ( 我希望他再多信任我们一点。 )   9. I hate female bosses ---- they're so picky.  ( 我讨厌女性上司,她们太会吹毛求疵。 )   10. She is so touchy about everything! I just can't take all her twisted old maid notions.  ( 她对什麽都容易生气!我真是无法忍受她那偏执的老处女脾气。 )   11. I'm caught in that tough spot between the administration and the rank-and-file. I tell you it's rough being in the middle management.  ( 我夹在管理阶层和基层员工之间,两头为难。做中间管理工作实在够苦的。 )   12. Boy! Once he sets his mind to do something, he really goes at it full steam! I've come to see him in a whole new light.  ( 好家伙!他一旦决心做某事,他是真正全力以赴。我对他有全新的看法了。 )   13. I'd really like to ask Miss White out to lunch, but I don't know what I 'd do, if she turned me down.  ( 我真想请怀特小姐出去吃午餐,但如果被拒绝,不知该怎麽办。 )   14. He made it in the world through sheer flattery --- I'll be darn. It's just not right.  ( 他完全靠拍马屁出人头地 ---- 真可恶。那很不应该。 )   15. If you've got something to tell me, I want you to tell it to me directly, to my face.  ( 如果你有些什麽事要告诉我,我希望你当面讲。 )   16. I'm afraid I don't have the guts to go up to the boss and tell him what I ought to.  ( 我想我没有胆量去找老板并告诉他我该说的话。 )
It is only with the heart that one can see things correctly,what is essential is invisible to the eyes! One must remember ,he becomes responsible forever for whatever he has tamed!

发薪 Pay and Payday (作者: 资料来源

发薪

在美国,发薪日 (payday) 叫做 " 鹰日" (eagle day) 。 eagle 是指美国国鸟白头鹰,而由於其印在货币上,所以变成金钱的代名词。美国公司大多采取周薪制, eagle day 通常是星期五。因而有 The eagle flies on Friday 的说法。   中国由来已久有 " 薪水袋原封不动 " 的说法,但现在有愈来愈多的公司不发现金,而把薪水直接存入员工的银行帐户。   不管是在美国,还是在中国,或是其他国家,不管你得到的是美元或是其他什麽货币,不管你在每周五还是在每月初或是在每月底得到薪水,对於上班族来说,发薪日是他们最重要的日子,薪水及奖金的多少是他们所最关心的。可每个人在发薪日那天的感受或许是复杂的 ---- 兴奋,沮丧,快乐,痛苦,充实,失落,恐惧,徨,期待,无奈 ... 。   以下的句子或多或少可以表达你们发薪之前、之时、之後之所感 :  I'm broke now that it's just before payday.  ( 刚好在发薪日前我已一文不名了。 )   This month has been quite a drain on my wallet.  ( 我这个月的花费真不少。 )   After taxes and insurance, there's not much left to take home.  ( 扣掉税金和保险费後,剩下能带回家的就不多了。 )   It'll be thrilling to get my first bonus.  ( 第一次领到奖金,我会很激动的。 )   Although I earn the pay, it's my wife who holds the purse strings.  ( 虽然薪水是我赚的,掌握薪水袋的却是我太太。 )   I wonder how much of a raise I'll get this year.  ( 今年我不晓得能获得多少加薪。 )   I shouldn't quit my job until after I get my bonus.  ( 我要在领奖金後再辞职。 )   It's payday! Let's party!  ( 发薪日了!我们去高兴一下 !)   Oh, no. My bank account is overdrawn.  ( 喔,糟了。我的银行帐户透支了。 )   That's it---I'm going to manage my money better.  ( 就这样我要把钱财运用得高明些。 )   Isn't there some company that would pay me for doing nothing  ( 有没有不用做事却付我薪水的公司呢? )   I think we should all band together and speak up for better working conditions.  ( 我想我们大家应该团结起来,要求更好的工作条件。 )   Working so hard for so little---it just isn't worth it.  ( 做得这麽辛苦,却领这麽少钱实在不值得。 )   I should secretly stash away some money.  ( 我应该暗地里藏些私房钱。 )   You should treat us all to dinner tonight.  ( 你应该今晚请我们大家吃饭。 )

It is only with the heart that one can see things correctly,what is essential is invisible to the eyes! One must remember ,he becomes responsible forever for whatever he has tamed!
I am overdrawing credit card...............so bad
在玻璃一样的地板上,我也想要消失。失掉我的名字,失掉我的形体,只保留住在四壁间回响的声音和裸体的滑腻;然后,我就可以飘飘摇摇,乘风而行,漫游雪中的长安城.
Hehe, I am hungering for the Card's coming and hope would not overdraft it in future.
It is only with the heart that one can see things correctly,what is essential is invisible to the eyes! One must remember ,he becomes responsible forever for whatever he has tamed!
精彩言论,自由言论,尽在魅力蓝在^--^
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